Small Business Lending.
Capital Built for Growth.

SBN Financial Partners has expanded its platform to serve small and mid-sized businesses requiring structured financing below $5MM. Through strategic partnerships with lenders, SBA-approved institutions, and specialty finance providers across the United States, we connect business owners with the right capital solutions — fast.

What SBN Financial Partners Also Does

In addition to our institutional capital advisory platform for transactions from $5MM to $250MM+, SBN Financial Partners now offers access to a broad suite of small business lending products — sourced through our national network of strategic lending partners.

Whether you need a Line Of Credit, Working Capital, Equipment Financing, AR Financing, Asset Based Financing, SBA-backed loans, or creative structured solutions, our team will identify the right fit for your business.

Capital Solutions for Every
Business Need

Structured financing options sourced through SBN’s national partner network — matched to your business, industry, and transaction objectives.

SBA 7(a) Loans

The SBA’s most flexible loan program — ideal for working capital, equipment, real estate, and business acquisitions. Loan amounts up to $5MM with longer repayment terms and competitive interest rates backed by the U.S. Small Business Administration.

Use For: Working capital, debt refinancing, equipment, real estate, business purchase

SBA 504 Loans

Long-term, fixed-rate financing for major fixed assets — commercial real estate and heavy equipment. Up to $5.5MM available with low down payment requirements. Ideal for owner-occupied commercial property.

Use For: Commercial real estate, large equipment, facility expansion

SBA 538 Loans (SBIC Program)

Financing through SBA-licensed Small Business Investment Companies (SBICs) — both debt and equity capital. Ideal for growth-stage businesses seeking flexible institutional capital with SBA backing.

Use For: Growth capital, acquisitions, expansion into new markets

Accounts Receivable Financing & Factoring

Unlock the cash tied up in your outstanding invoices — without waiting 30, 60, or 90 days for payment. AR financing and invoice factoring convert receivables into immediate working capital.

Use For: Bridging cash flow gaps, funding payroll, fulfilling large orders

Short Term Business Loans - Lines of Credit

Fast access to capital for immediate business needs — typically 3 to 24-month terms. Streamlined underwriting, quick decisions, and funding in days, not weeks.

Use For: Inventory, seasonal cash flow, bridge financing, emergency capital

Asset Based Lending (ABL)

Revolving credit lines and term loans secured by business assets — receivables, inventory, equipment, and real estate. Ideal for businesses with strong assets but complex cash flow or credit profiles.

Use For: Working capital revolvers, growth financing, turnaround, leveraged buyouts

Transactions Structured

A sample of small business lending transactions sourced and structured through SBN Financial Partners’ strategic partner network.

SBA 7(a) Loan

$655,000

Working Capital + Equipment — Coffee Shop, Midwest

Approved and funded in 32 business days through SBN strategic partner network.

Invoice Factoring Facility

$750,000

Accounts Receivable Financing — Staffing Company, Southeast

Improved cash cycle by 45 days; enabled 30% revenue growth.

Asset-Based Lending

$1,800,000

Revolving Credit Line — Distribution Company, Texas

Replaced existing bank line; increased borrowing base availability by 60%.

SBA 504 Loan

$2,200,000

Owner-Occupied Commercial Real Estate Healthcare Services, Missouri

Secured long-term fixed-rate financing; reduced occupancy costs by 22%.

A National Network of Lending Partners

SBN Financial Partners has cultivated strategic partnerships with SBA-approved lenders, community banks, credit unions, specialty finance companies, and private credit platforms across the United States.

Our partner network means we can source the right product — at the right terms — for your specific situation, industry, and geography. We do the work. You get the capital.

Access to 700+ Institutional Lenders Nationwide

SBA-Approved Lenders

Community Banks & Credit Unions

Specialty Finance Companies

Private Credit Platforms

SBIC-Licensed Investment Companies

Non-Bank Alternative Lenders

Ready to Access Capital
for Your Business?

Submit your details and an SBN advisor will respond promptly to discuss your financing needs.