SBN Financial Partners has expanded its platform to serve small and mid-sized businesses requiring structured financing below $5MM. Through strategic partnerships with lenders, SBA-approved institutions, and specialty finance providers across the United States, we connect business owners with the right capital solutions — fast.
In addition to our institutional capital advisory platform for transactions from $5MM to $250MM+, SBN Financial Partners now offers access to a broad suite of small business lending products — sourced through our national network of strategic lending partners.
Whether you need a Line Of Credit, Working Capital, Equipment Financing, AR Financing, Asset Based Financing, SBA-backed loans, or creative structured solutions, our team will identify the right fit for your business.
Structured financing options sourced through SBN’s national partner network — matched to your business, industry, and transaction objectives.
The SBA’s most flexible loan program — ideal for working capital, equipment, real estate, and business acquisitions. Loan amounts up to $5MM with longer repayment terms and competitive interest rates backed by the U.S. Small Business Administration.
Use For: Working capital, debt refinancing, equipment, real estate, business purchase
Long-term, fixed-rate financing for major fixed assets — commercial real estate and heavy equipment. Up to $5.5MM available with low down payment requirements. Ideal for owner-occupied commercial property.
Use For: Commercial real estate, large equipment, facility expansion
Financing through SBA-licensed Small Business Investment Companies (SBICs) — both debt and equity capital. Ideal for growth-stage businesses seeking flexible institutional capital with SBA backing.
Use For: Growth capital, acquisitions, expansion into new markets
Unlock the cash tied up in your outstanding invoices — without waiting 30, 60, or 90 days for payment. AR financing and invoice factoring convert receivables into immediate working capital.
Use For: Bridging cash flow gaps, funding payroll, fulfilling large orders
Fast access to capital for immediate business needs — typically 3 to 24-month terms. Streamlined underwriting, quick decisions, and funding in days, not weeks.
Use For: Inventory, seasonal cash flow, bridge financing, emergency capital
Revolving credit lines and term loans secured by business assets — receivables, inventory, equipment, and real estate. Ideal for businesses with strong assets but complex cash flow or credit profiles.
Use For: Working capital revolvers, growth financing, turnaround, leveraged buyouts
A sample of small business lending transactions sourced and structured through SBN Financial Partners’ strategic partner network.
Working Capital + Equipment — Coffee Shop, Midwest
Approved and funded in 32 business days through SBN strategic partner network.
Accounts Receivable Financing — Staffing Company, Southeast
Improved cash cycle by 45 days; enabled 30% revenue growth.
Revolving Credit Line — Distribution Company, Texas
Replaced existing bank line; increased borrowing base availability by 60%.
Owner-Occupied Commercial Real Estate Healthcare Services, Missouri
Secured long-term fixed-rate financing; reduced occupancy costs by 22%.
SBN Financial Partners has cultivated strategic partnerships with SBA-approved lenders, community banks, credit unions, specialty finance companies, and private credit platforms across the United States.
Our partner network means we can source the right product — at the right terms — for your specific situation, industry, and geography. We do the work. You get the capital.
Submit your details and an SBN advisor will respond promptly to discuss your financing needs.